To Time Share? or Not To Time Share? That is the questions!? advantages? Inconvenient?
I know! I know! It is not for every one. As a permanent resident and have no need for one, I have interviewed a number of people who like it and even have more then on!? As you arrive, you get immediately offered a presentation at the airport, at your hotel that has time share, and or sales stands, restaurants, tour operators, all over the place.
Advantages of a Timeshare
Guaranteed Vacation Time
You lock in vacation accommodations each year, which can help you prioritize time off.
Cost Predictability
Once purchased, annual costs are typically limited to maintenance fees, which can be more affordable than booking premium resort stays each year.
Quality of Accommodations
Timeshares are often in well-maintained upper level resorts, with amenities like pools, kitchens, and family-sized suites.
Exchange Networks
Programs like RCI or Interval International let you trade your location/week for other destinations around the world.
No Property Maintenance
You get the vacation property experience without needing to deal with repairs, cleaning, or upgrades.
Inconveniences / Downsides
High Initial Cost
Timeshares can cost $10,000–$50,000+ upfront, not including annual maintenance fees (which often rise over time).
Limited Flexibility
Some timeshares are locked into a specific week or season. Even “points-based” systems can have limited availability at popular times.
Difficult to Sell
The resale market is weak — many people struggle to sell or even give away their timeshare.
Ongoing Maintenance Fees
These can cost hundreds or thousands of dollars each year, even if you do not use the property.
Pressure Sales Tactics
Timeshare presentations can be aggressive, pushing people to sign on the spot without full understanding.
Usage Restrictions
Booking windows, blackout dates, and required advanced planning can make spontaneous travel harder.
Should You Get One?
Consider a timeshare if:
You vacation every year without fail.
You prefer going to the same destination or enjoy structured travel.
You are okay with upfront costs and ongoing fees.
You understand the contract and do not expect to sell it for a profit.
Avoid a timeshare if:
You value flexibility and spontaneous travel.
You do not travel every year.
You can not commit long-term or are not sure about your future vacation habits.
You are debt-averse or uncomfortable with hidden fees.
You can consult the association of tourist developers, exchange companies, specialized providers, and local associations: https://amdetur.org.mx/en/amdetur-english/
If you default on a loan you took out to purchase a timeshare, the lender will try to collect their money, and your credit report will likely be affected. “The lender doesn’t care if you bought a timeshare,”
To do this, you must send a cancellation letter to the company that manages the timeshare contract, following all legal requirements. The cancellation letter must comply with several laws to be valid, so it’s best to let a real estate attorney, like me, draft it for you.
https://nitrogenwealth.com/blog/timeshare-cancellation-guide/
Nor an options for people with long stays of several months.
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